🧮 6 Free Smart Financial Calculators:100% Free & Private in Your Browser

Compound Interest Zakat & Gold Salary & Freelance Rate Cash vs Installment FIRE Calculator Interview Prep

Free Islamic & Wealth Tool · 100% Instant Client-Side

Zakat & Gold Wealth Calculator

Calculate your exact Zakat Al-Mal & Gold Nisab (85g 24K), and compare saving in Gold vs. Bank Certificates vs. Cash after inflation.

Currency:

Your Wealth & Gold Holdings

Today's Gold Price per Gram

Pre-filled with realistic market prices — adjust to today's local dealer rate.

24K Gold Price / GramEGP 4,200

EGP

21K Gold Price / GramEGP 3,675

EGP

Cash in Hand & Bank AccountsEGP 250,000

Savings, checking, deposits & liquid cash held for a lunar year

EGP

Gold Owned in Grams (By Karat)

≈ 55g pure 24K gold

Automatically converted to pure 24K equivalent for Nisab calculation

24K Gold (Bullion / Coins)20 g

21K Gold (Coins / Savings)40 g

18K Gold (Zakatable Savings)0 g

Stocks, Investment Funds & Business InventoryEGP 100,000

Market value of trade goods, investment funds, and zakatable shares

EGP

Short-Term Debts & Liabilities Due NowEGP 20,000

Deducted immediately from gross zakatable wealth

EGP

Zakat & Nisab Assessment

Nisab Threshold Status (85g of 24K Gold)

Reached Nisab · Zakat is Obligatory

Official Nisab Value (85g × 24K):EGP 357,000

100% of Nisab threshold≈ 133.6g pure 24K gold

Your net zakatable wealth equals 133.6g of 24K gold, exceeding the 85g Shari'ah Nisab threshold. Zakat is due once a full lunar year (Hawl) passes.

Total Zakatable Net Wealth

EGP 561,000

Cash + Gold + Investments − Immediate Debts

≈ 133.6g pure 24K gold

Exact Zakat Due (2.5% Hijri Year)

EGP 14,025

Lunar year rate (1/40th = 2.5%)

Gregorian Year (2.577%):EGP 14,457

Equivalent to 3.3g of 24K gold

Zakatable Wealth Breakdown

Cash & Bank BalancesEGP 250,000

Gold Holdings (55g 24K eq.)EGP 231,000

Stocks, Funds & InventoryEGP 100,000

Gross Zakatable AssetsEGP 581,000

Less: Immediate Debts Due− EGP 20,000

Net Zakatable Wealth (الوعاء الزكوي)EGP 561,000

Automate Your Gold & Net WorthFree forever tier · No credit card required

Track your gold bars, bank certificates, and Zakat automatically in Wealth OS

Stop recalculating from scratch every year. Record your 24K/21K gold holdings, bank accounts, real estate, and professional assets in one private dashboard.

Live multi-currency net worth & gold portfolio tracking

Financial runway & inflation protection insights

100% Private · Zero bank credentials needed

Track Your Wealth Free

Disclaimer: Gold prices and annual returns are user-adjustable estimates for planning purposes. Real purchasing power is discounted using the compound inflation formula: Nominal / (1 + Inflation)^Years. Consult a qualified scholar for specific personal Fiqh rulings.